The Most Complete Digital Payment Partner for Businesses in Indonesia
Finpay provides complete, secure, and integrated digital payment infrastructure to support business transaction needs, ranging from payment gateways, billing systems, QRIS printing, fund transfers, disbursements, remittances, and e-Wallet branding.










122++
Registered Biller
957 Million++
Transactions per Year
80++
Registered Bank
46++
E-Commerce Partner
Finpay helps facilitate easy and efficient digital transactions. See our partners' experiences in bringing transaction convenience to customers with Finpay.




FINPAY ADVANTAGES
Trusted Digital Payment Solution for Your Business Needs
Finpay offers a secure, flexible, and easily integrated end-to-end digital payment solution. Supported by reliable technology and nearly two decades of experience, Finpay helps businesses manage transactions efficiently, anytime and anywhere.

Fast Registration & Easy Onboarding Process
Fast, easy, and secure registration and onboarding process. ready to transact immediately.

Your Business Transaction Security is Guaranteed
Finpay uses a layered security system and the latest technology to ensure data and transactions remain secure.

Various Complete Payment Method Options
Virtual Accounts, QRIS, Direct Debit, Instant Payment, debit/credit cards, and installments/paylater.

24/7 Customer Support Service Available
Finpay Care customer service is on standby 24/7 to support the smooth operation of your business

Ease of Integration with
Your Platform
Finpay can be seamlessly integrated with your various business systems, with APIs and without coding.

Automatic & Accurate Transaction Recording
Automatic and accurate transaction recording facilitates monitoring, reconciliation, and financial reporting.

More Practical & Convenient Online Transactions
Make it easy for customers to transact online with fast, convenient, and secure payment methods.

Flexible & Customizable
Dashboard
Monitor business performance through a dashboard for customized to your business needs.
Product
Find the Right Solution for Your Business Needs
Every business has different needs. Finpay offers customizable digital payment solutions for faster, more secure, and convenient transactions for customers.
Finpay Link
You can create individual or bulk invoices with an easy single click via WhatsApp or other social media.
Hosted Payment
The easy and fastest way to receive payments from your customers with a single integration step with Finpay.
Core API x Source Of Fund
Automate billing notification systems and payment processes with various funding sources.
Web Disbursement
A simple and practical system for sending funds quickly and effectively.
Core API
Easily integrate your system with Finpay's Payment Gateway platform. You can use a UI that matches your system
Finpay Billing
A complete billing and payment management solution for various services and billers.
Core API
API integration provides you with a fast and simple way to transfer money or make payments.
Certificate
Peace of Mind in Every Transaction
Supported by official and complete certifications and licenses to ensure security, compliance, and peace of mind in every business transaction.

Bank Indonesia
Supervised and registered with Bank Indonesia

ISO 9001:2015
Registered and Certified by ISO 9001

KOMINFO
Registered and Certified by KOMINFO

PCI DSS
PCI DSS Certified with Periodic Audits
Documentation for Developers
Easy Integration Across All Your Business Payment Platforms
Finpay provides an easy-to-use integration system that supports various business payment platforms, complete with comprehensive technical documentation to facilitate the implementation process for developers.
Subscription Fees
Affordable Fees for Your Business Needs!
Competitive fee schemes to support your business growth. With affordable and transparent subscription fees, you can manage your budget more efficiently and focus on your business growth.
Virtual Account Bank (Transfer)
Enjoy the best features at an affordable subscription fee.
Fee
Rp. 3500
/Transaction
Instant Payment
Enjoy the best features at an affordable subscription fee.
Fee
Rp. 4000
/Transaction
Credit / Debit Card
Enjoy the best features at an affordable subscription fee.
Fee
2.3% + Rp. 1000
/Transaction
E-Money / E-Wallet
Enjoy the best features at an affordable subscription fee.
Fee
Rp. 3500
/Transaction
Rp. 500
/Transaction
1.5%
/Transaction
2%
/Transaction
Contact Us
QRIS
Enjoy the best features at an affordable subscription fee.
Fee
0.7%
/Transaction
Paylater & Installments
Enjoy the best features at an affordable subscription fee.
Fee
1%
/Transaction
2.3%
/Transaction
FAQ
About Finpay & Payment Services
We are ready to support and assist you with any questions, whether for business, technical, or other subjects. Please explore our Frequently Asked Questions.
What is Finpay?
Finpay is a digital service from PT Finnet Indonesia that provides payment solutions to facilitate online and offline business transactions with a secure, fast, and integrated system.
Who can join and use Finpay?
Finpay can be used by business actors such as MSMEs, startups, large companies, and agencies that require digital payment solutions to support their business operations.
What is Payment Gateway?
A payment gateway is a system that connects the payment process between customers and businesses, allowing transactions to be conducted online using various payment methods automatically and securely. PT Finnet Indonesia, as part of Telkom Indonesia, offers the most comprehensive payment gateway solution to help businesses manage transactions efficiently, securely, and integratedly across various payment channels.
What licenses does Finpay have?
As part of PT Finnet Indonesia, this service has an official license from the relevant regulators in Indonesia, including a permit from Bank Indonesia, so that its operations meet applicable security and regulatory standards.
Payment Methods supported by Finpay?
Finpay supports various payment methods such as virtual accounts (bank transfers), credit/debit cards, e-wallets, QRIS, and payments through retail networks, thus providing convenience for customers in transactions.
We Have Solutions
Try Finpay Payment gateway now
Contact us to personalize your business needs.
- 1500770
- care@finpay.id
- 08111445770